Does the thought of a shady contractor scare the heck out of you?  Maybe you have decided to become your own contractor for your home improvement or home repair project. Here are some things  you should know.

• You may be responsible for local, state and federal taxes and may need to register with these entities as an employer. Be sure to have a clear understanding of the employment laws in your state.
• You may be required to get worker’s compensation insurance, disability insurance and make unemployment compensation contributions. It is always a good idea to check with your insurance agent who can advise you on your insurance requirements.

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