Although using a web site or service that provides pre-screened contractors may minimize the risk of contractor fraud, it does not guarantee against it.  Yet, many consumers can be lulled into a false sense of security by this type of “matchmaking” service, putting them at risk.

Here are a few things to take into account before you hire a pre-screened contractor.

• There is no written guarantee that the contractor will perform as expected or how he has performed in the past.
• There is no guarantee that the contractor’s licensing, insurance coverage or other credentials are in the same good standing as when they were listed.
• References offered at the time of membership may now be obsolete or no longer reflective of the contractor’s workmanship. Personal problems or health complications might have arisen that could affect the work quality or integrity of services.
• Ultimately, the responsibility to critique and select a qualified contractor rests on you and not the referral service. Protect yourself; it only makes good sense.

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